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Mobile phones are now indispensable part of our life which are inextricably linked to the social fabric. Mobile phones have revolutionized the communication scenario of the world. The insurance policies are devised to protect the mobile phones from pilferage, accidents, technical failure for a specific period . The insurance however does not cover some facts like technical failure during the warranty period, improper use and loosing of the phone. The damage to the mobile phone due to prolonged use is not covered by the insurance policy.
It is mandatory to report to the police station within 24 hours in case the mobile phone is stolen. The insurance holders shall have to preserve the report number given by the police . If the mobile phone is stolen from a vehicle or a building which does not have any person to safeguard it will not be taken into consideration for insurance coverage Theft will be taken into consideration in cases where the thief resorts to violence or intimidation. The insurance holders shall also have to report to the mobile service providers within 24 hours of the incident. The insurance claim has to be made within 30 days.
Premiums for the insurance are given generally on a monthly basis. However, the time division for paying the premium can be adjusted accordingly by the Insurance company.
The insurance can be canceled by writing a letter to the insurance authorities . The number of the mobile phone shall have to mentioned in the letter. Insurance for mobile phones is gaining tremendous popularity because the customers are getting a value for money in case their mobile phone is stolen and damaged by accident and technical flaws.
Log on to the site insurancemobiles.com to know more about the insurance policies covering mobile phones.
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